Selamat pagi! Salam mahasiswa!
Terinspirasi dari komen-komen di thread gua sebelumnya, gua ingin compile beberapa must-have tools, stuff, and websites untuk kalian yang baru saja jadi mahasiswa atau sedang menjalani studi.
Gue akan memisahkan ke beberapa kategori, yaitu Wajib Punya, Wajib Punya Untuk Anak [Jurusan], Boleh Punya, Cukup Tau, dan Jangan Pernah Sentuh. Dalam kategori tersebut akan diisi dengan kombinasi apps, website, dan alat-alat fisik. Untuk yang bersifat bajakan, sorry to say gua gak akan link di sini, kecuali Sci Hub atau Gen Lib.
Bagi redditor yang bukan anak psikologi, tolong bantuin gua ya dengan comment berisi suggestion kalian.

WAJIB PUNYA

1. WhatsApp, LINE, dan sometimes Telegram. : Ya menurut lo aja deh, hari gini masih SMS?
2. Flash drive : Get an 8GB stick, walaupun sekarang udah serba digital, kadang dosen masih minta print-out tugas. Plus, tukang fotokopi pasti sibuk dan gak ada waktu buka e-mail (walaupun ada), akan lebih praktis kalau data yang mau lo print atau submit pindahin dulu ke sini. Side note : Untuk anak DKV, Arsitektur, Desain Produk, Musik, dan Film, sepertinya kalian wajib beli external hard-drive minimal 500GB. Kalau bisa SSD ya, biar file terus protected (tapi agak mahal).
3. Google Drive dan isinya (Sheets, Docs, Draw, Slides) : Lo akan mobile for most of your campus life, GDrive gunanya bukan hanya sebagai backup tapi sebagai base of operations dari perkuliahan lo. Separate folders into semesters, lalu di dalamnya bikin folder per matkul, dan di dalamnya pun ada folder buku, tugas, class notes, and etc.
4. Google Calendar : Start planning through this app. Its highly underrated and I suggest you take time and learn how GCal works. Most people only use this after they started working, getting a head start is always better.
5. Mendeley atau reference manager lain : Lu akan menghabiskan waktu 4 tahun baca artikel ilmiah, kadang mereka suka aneh formatting filenya kalo di-download dan mereka udah pasti gak appealing untuk di-save di laptop. Mendeley cuts off all of the problems and puts all of your references in one place. (Available on desktop and mobile)
6. Google Scholar : Berhubungan dengan sebelumnya, Google Scholar akan menjadi wikipedia elu di perguruan tinggi. You will access this site almost every day in uni.
7. Genesis Library : Adalah perpustakaan terlengkap di jagad internet. Gak usah beli textbook kalau lu gak mampu, download aja di sini.
   1. Side points : Perpusnas punya akses e-book gratis pula, mostly koleksi mereka ada di situ. Appnya bisa dicari di Google Play Store (iOS setau gua belom ada).
8. Sci-hub : This is the scalpel of academia, the tool of a true mahasiswa. Sometimes lo akan ketemu artikel yang BAGUS, tapi sayang lo harus bayar ke publishernya. Nah, this bypasses that and you can have the PDF for FREEEEEEEEEEEEEEEEEEEEEEEEEE. Add extensionnya https://github.com/allanino/sci-hub-fy
9. E-book manager like Calibre (for PC and iOS) and Aldiko (for Android) : Pretty self-explanatory karena most of the time mahasiswa tingkat awal itu gak tau cara manage folder di laptop.
10. m-Banking app from your bank : Sekarang apa-apa sudah serba digital, belom lagi kalau lo butuh bayar-bayar atau patungan sama temen. Dengan adanya mbanking app, lo udah gak butuh ke ATM. Bahkan, sekarang mbanking bisa bayar ke OVO, Gopay, or Shoppee Pay lewat QRIS.
11. Go-Jek or Grab (and OVO) : Kemana-mana dan bayar apa-apa lebih gampang.
12. Kartu emoney, Flazz, Brizzi, dan sejenis : Silahkan beli salah satu dari kartu ini untuk kalian yang harus menggunakan moda transportasi seperti KRL atau Transjakarta. Plus, very handy untuk beli air putih di Indo/Alfamart. Kalau bisa yang satu jenis dengan bank kalian, agar top-up dapat dilakukan secara mudah di ATM atau app mbanking (bagi yang memiliki NFC hpnya)
13. Cheap OEM earphones : You will have some solace from annoying pieces of shit when you're reading or doing assignments. Browse through any ecommerce site and search for "headset samsung/iphone grosir" and buy 10.
14. Masker : Well, duh.
15. Zoom/Skype/Hangouts/Microsoft Teams : Please check on your faculty's specification, sekarang lagi pandemi and I don't think you guys are going back to school any soon.
16. Powerbank : Trust me, you will forget to charge your phone. One powerbank on the ready will be a life saver, especially during late nights.
17. OpenOffice or LibreOffice : I do not condone the piracy of a certain word processing software. Get open-source and just relax. Alternatively, you can go all-out with Google's existing apps inside Drive.
18. JASP : I also do not condone the piracy of a certain statistics software.
19. Canva : Untuk anak-anak non-design yang gak bisa design, ditambah gak punya duit untuk hire designer (ya menurut lo), please take time to learn Canva. I would recommend GIMP a few years ago, but Canva has been gold standard of designing for non-designers.
20. Sumatra Reader : Lighter and more superior version of Adobe Reader.
21. 7zip : Lighter and superior version of WinRAR.
22. CamScanner : For scanning documents. Available on iOS and Android
23. Condoms : Just, bring it.
24. Kartu Perpusnas
25. MSDN : Kadang Microsoft kerjasama dengan kampus, check on your faculty.
26. Tar tambah lagiiiii.......

WAJIB PUNYA UNTUK ANAK.....

Teknik

1. Kalkulator scientific : Bisa cari di toko buku atau e-commerce. Get Texas Instrument or Casio.
2. KOPI SACHET
3. Meteran
4. nanti kali ya

Arsitektur

1. Kopi sachet yang banyak
2. Kotak P3K
3. Penggaris segitiga atau meteran

MIPA

1. Graphic Calculator

Psikologi

1. APA Publication Manual : Sebagai S.Psi gua akan menekankan PENTINGNYA MEMILIKI PDF INI DI SEMUA DEVICE ELU. Pelajarin dan cross-check semua style tulis dengan editorial style APA. Dosen PASTI BAKAL PERIKSA GAYA TULISAN ELU DENGAN APA.
2. KBBI : Dosen Psikologi paling terkenal dengan penulisan dan artikulasi kata, tolong pelajari bentuk baku kata-kata bahasa kita.
3. 3D Brain : Untuk bantu Psiko Abnormal dan Faal.

Hukum

1. Buku KUHP dan KUHPER, e-book or printed.
2. Black Law
3. UU yang berkaitan dengan kelas, e-book or printed.
4. Printer dengan tinta isi ulang alias nyuntik

CompSci, Teknik Informatika, or Sistem Informatika

1. Git Student Pack

​

BOLEH PUNYA

1. Spotify Premium : Check if your school is eligible for student discount! I do not condone using modified APK for Spotify Premium.
2. Audacity : Boleh lah punya kalau mau coba-coba bikin podcast.
3. Da Vinci Resolve : Kalian akan sewaktu-waktu dapet tugas buat edit video, either untuk kelas atau organisasi. Ini software open source yang lumayan powerful untuk editing.
4. SSDs for laptops : This is me speaking from experience, you'll need this if your risk of being in an accident is high. Upgrading to an SSD is 0-1, not only you get great booting and transfer speeds, but your data is almost always protected if amit-amit ketabrak atau laptop kenapa-napa.
5. Powerstrip : Ini bisa wajib, bisa enggak. Kadang berguna kalau kalian nugas di cafe, tapi kalian gak mati juga kalau gak punya.
6. Write Monkey : Ini dapat meng-enhance pengalaman kalian menulis, gue menggunakan program ini saat skripsi. Fungsinya cuma satu : Biar nulis lebih enak. Cocok bagi yang jurusannya rajin ngetik. Again, lo gak akan mati kalo gak punya ini.
7. Eventbrite : Cocok buat yang pengen cari group activities atau seminar gratisan.
8. TIX.ID : For the time being, jangan ke bioskop dulu. Tapi TIX suka banyak promo buy1get1. Lumayan buat irit duit.
9. Trello or Asana : Nah, sebenarnya ini wajib untuk orang kantoran (depends industrinya), tapi menurut gua kalau kalian coba aja pelajarin agile project management, mungkin performance group akan lebih naik. Ditambah ini lagi pandemi, nugas akan lebih gampang menurut gua dengan ini. Kakak-kakak yang udah kerja di kantor agile pasti bisa jelasin.
10. Jobstreet, Kalibrr, JobsDB, Glints : For work opportunities.
11. Halodoc : Truth be told, this app have saved my life multiple times. I would suggest a healthy diet, but having this on your phone will not hurt one bit.
12. Pisau lipat Victorinox : Handy untuk yang berencana jadi anak alam atau bocah camping. But basically handy untuk segala situasi, sih.
13. Aplikasi sekuritas : Bisa mulai belajar, setau gua macem MNC Sekuritas bisa mulai trading dengan Rp100.000.
14. Discord : Lumayan handy untuk jadi basis chat angkatan. Tapi, mereka lebih cater ke gaming crowd, walaupun fiturnya sebagus Slack Enterprise, tapi entah kenapa susah banget penetrate mainstream user.
15. To be added later...........

CUKUP TAU

1. Netflix : Bisa patungan sama temen-temen. I don't suggest buy shady accounts.
2. Premier League app : Seru loh bikin liga fantasy sama temen-temen.
3. GrabKios : Lumayan bisa jual pulsa di kampus.
4. Saran minum oleh theblackmandarin
5. To be added later...........

JANGAN PERNAH SENTUH

1. Kredivo dan any P2P lending app : Tolong banget jangan kejebur sama trap ini. Kalian masih mahasiswa, belom punya penghasilan tetap.
2. PayTren or any other MLM apps : Idem
3. Judi bola : Idem.
4. Rokok : Idem
5. Forex/Crypto : Idem
6. Dota 2 : Udah gak usah sentuh.
7. Mobile Legend : Buang-buang waktu push rank, IP lo gak naek juga.
8. Amfetamin : Gak baek ngedrug muda-muda.
9. Red Bull : Gak baek, bisa gak tidur.
10. Kopi ABC/78C/botolan : Ini sama kayak Red Bull, udah pasti gak tidur.
11. ​
12. To be added later...........

Segitu dulu guys, tolong ya kakak-kakak yang sudah lulus mohon ditambah. Terima kasih!
EDIT 1 : Nambahin banyak BUANGET. Thanks mie-sedaap elonelon theblackmandarin debukosmik JanganLupaSkripsian didunianyata ysupr selemenesmilesuponme ichhassesommer ANJINGHARAM AnjingTerang lukuntul imamsupriadiBPK pm-me-your-nenen

Recently there’s a heated debate around the topic of the buying power of 3000 USD and 3000 RMB in USA and China. And how the results are related to the daily life of each nation’s citizens. Thus, I am here to analyze the difference of buying power between 3000 USD and 3000 RMB.
First of all, the situation here is actually more complicated than one might think, 3000 USD as of current translates to 20758.50 RMB on forex. Which is why just simply straight up comparing the two isn’t by any means fair. A fairer topic of discussion would be the difference of buying power between the average citizen of the two nations. However, criticizing the topic doesn’t mean I won’t give this topic a fair analyzes.
What would life look like with 3000 USD in America and 3000 RMB in China?
Well, first of all we need to settle on a city for comparison, America have 50 states while China have 23 provinces. The prices change dramatically between city to city, state to state, province to province. Thus, for the sake of fair comparison, we will compare Shang Hai to New York. Both are the cities with the most amount of GDP per capita with in their nation. However, once again for the sake of fairness a note had to be made here, Shang Hai have a significantly larger population, and a much lower GDP per capita.
To make the comparison, I will make a budget living plan for both NYC and Shang Hai. The living plan will include health care, telephone bill, rent, food, electricity & hydro, and transport. The budget won’t include furniture or clothing as they aren’t something which is bought monthly.
New York:
- Housing (1,100$): According to renthop.com (https://www.renthop.com/average-rent-in/new-york-city-ny), the average 1 bed room rent ranges from 2650-3550dollamonth. According to rentcafe.com (https://www.rentcafe.com/average-rent-market-trends/us/ny/manhattan/), the average rent over all reaches a astonishing 4,208 dollamonth. Thus, to make a functional housing plan requires a bit more thought put into it.
After a bit of searching, I am able to find a 1,100-dollar living space, the downside being having to live with 3 other roommates. (https://www.apartments.com/common-robinson-new-york-ny/5r6bl3n/)
- Health care (500$): Unfortunately, I am denied access to the health care market place for New York city because of my non-New York IP. (https://info.nystateofhealth.ny.gov/) However, individual researches tells us that the average new yorker spends a 6,335$ on health care annually. So averagely the health care spending per month would be roughly 500$.
- Transport (127$): A unlimited monthly metro card in New York is 127.00$. (https://www.tripsavvy.com/new-york-city-subways-and-buses-1612185#:~:text=New%20York%20City%20subway%20fares,fare%2C%20which%20is%20half%20price.) However, it’s worth mentioning that the New York public transport system is know to be inefficient, dirty and overall problematic.
- Water & electricity (263.84$): So on average the newyorker spends 173.84$ on electricity (https://patch.com/new-york/larchmont/here-s-how-much-utilities-cost-new-york-residents)
Combining data from NYC government (https://www1.nyc.gov/site/dep/pay-my-bills/how-we-bill-you.page) and the average water usage of American house holds (http://www.keyportonline.com/content/4031/4050/4243/4371.aspx#:~:text=The%20average%20person%20uses%20from,2%2C430%20cubic%20feet%20per%20person.), the average cost of water will be around 90$.
- Communication (75$): the average cell phone cost in New York is 75 dollar per month. (https://stefanieoconnell.com/much-need-live-new-york-city/#:~:text=Cell%20Phone%3A%20%2475%2Fmonth,be%20had%20in%20this%20category.)
- Food (750$): food cost ranges person to person, epically considering America’s insanely high diabetic rate of 36%. (https://www.cdc.gov/media/releases/2017/p0718-diabetes-report.html) Thus the cost of food is mostly up to estimations. (https://green-mart.us/product-category/beverages-mixers/) is a good place to start. After some calculation, if I were too cook myself, the average cost would be around 20$/day. While if I were to eat out all month, the price would in increased to 36$/day according to traveling websites. Thus, we take the average and get 25$ per day. 25X30 and we get 750$ spent on food.
The final cost would be 2815.84, which lefts us with 185 dollars for dealing with emergencies. We would be eating just fine. However, with this budget, one is stuck to living with 3 other roommates and having to use the terrible New York public transit every single day.
Shang Hai:
- Housing (1400$): Due to the large population base, we don’t have an exact number on the average rent. However, that won’t stop us from making a budgeted living plan by finding houses online for rental. (https://sh.zu.anjuke.com/fangyuan/1483960300806147?isauction=2&shangquan_id=22039&legoFeeUrl=https%3A%2F%2Flegoclick.58.com%2Fjump%3Ftarget%3DpZwY0ZnlsztdraOWUvYKuaYYrH0Yrjc3ridBnHDQsHELnWDVrHDvnidhPA76uWKWuW9YrjmKPH9dnWELnHDvP1EvPjEKTHDYrjnOPWT1njT3njmQPj0KP10knTDLP1TkTHD_nHTKn9DQPHb3njN3njnYrjT1THcKwbnVNDnVENGssXXMMSpcfzLMoufG9cM-BFxCCpWGCUNKnEDQTEDVnEDKnHcOPWbLPjnYn1ndPHNQrjbLP9DvTyGGmNI-rWDknjKxnHNknTDQTHc3m1EvuWNYsyNzPj0VPjDvPaYOuWbvsynkmyPhuHFBnHR6rEDQnWbvrH0Yn1E1Pj9dPHnknHDzTHDzrHmOP1E1PjnYnHTkPjEOnW9KTEDKTEDVTEDKpZwY0Znlszq1paOlIiO6UhGdpvN8mvqVsvu6UhIOIy78sLGJnHTzsk7jE1PjrDNvnBdDnYD1sNNknbDVwHEQPidDPNPanDnYP1RjPDDKP1T8P1D8nHTdsWEzTHTKnTDKnikQnE7exEDQnjT1P9DQnjTQPWmdTH7hm1TQuWbYsHTvrAmVPj93uBY3nAEYsHwWmW9YPjTzmhmzrEDKPTDKTHTKnBkQPjDQsjcznjnOTHDKUMR_UTDYP16BmyDOPHEYnWuBPWPb&lego_tid=1fc01f94-068f-488f-80d4-4cb84402bf29&from=Filter_2&hfilter=filterlist) Here’s a very lovely house I’ve found for 1400, you get to not only live alone, but it also comes with your own kitchen and bathroom. And it’s also insanely close to the public transport system.
- Health Care (20$): The annual fee is around 250$ for health care in China.
- Transport (100$): Since the month pass got canaled, transport fee depends from person to person. Assuming we don’t work on the other side of the city, averagely 100$ would be spent per month.
- Water & electricity (200$): Judging from official numbers (https://www.sohu.com/a/296444679_667422)
The cost would be around 200$ maximumly for a single person.
- Communication(38$): you can get a cell phone plan for 18$ (https://zhidao.baidu.com/question/1767039690840279060.html) being generous we will go with the 38$ plan.
- Food (900$): Food cost in Shang Hai is a very hard number to measure. Assuming we are going full luxury, 900$ would get you covered for a month.
The total cost would end up around 2620$. With 380$ to spare. And not only do you get an entire apartment all to your self, you also get plenty of money left over to spend.
Now this comparison can be unfair due to the population of Shang Hai and New York, but it’s still astonishing how despite dollar being almost 7 times more valuable than yuan, yuan still holds just as much purchasing power in China. Not only do you get apartment all to yourself in Shang Hai (unlike newyork where you’ll end up with 3 room mates), you also save a lot more.

This should be a word of warning, really to everyone to stop sharing so much on social media. But if you're some dumbass IML goon who scams people, I feel justified in shattering your bubble.
Meet C. He rose to a level in IML locally where he was good enough to be used by the company basically as a promotional model.
C moved to Miami to live the 22 year old Forex millionaire lifestyle, or at least play the part on Instagram. Cue the photos of C on the beach, C on a yacht, in a rented AMG, and C in "his" mansion surrounded by his fellow community college meathead comrades who pose for photos of them nodding at their phones like they have any fucking clue how finance works.
Well, I'm like fuck it. I know C makes jack shit based on IML's Income Disclosure Statement. Everything is being paid for by IML to sell an image. But I want confirmation, I'm an asshole and I want him to know that he can be made out for the fraud he is.
So I just pay attention. C posts a photo of him at his mansion's pool, I pay attention. He posts a screenshot of him ordering Uber Eats, I take note of the approximate location of the home. He posts photos of him in his barely furnished room "grinding" so I can tell what is being taken at "home."
I know the difference between what is taken at an AirBnB used to pitch IML and what is their "home" used to sell the idea of him being a well-to-do Forex trader with a Miami mansion.
He reposts a story from his sister gushing over visiting him in his gated community. I take note.
After about a month, I fire up Google Maps. Based on the Uber Eats screenshot, I narrow it down to the only gated community possible. All the homes are waterfront in canals just off the beach. Street view shows the community is gated. Almost every home has a pool, however his is unique because it is covered by a glass panel with several support beams. In the background of the pool photos is clear sky, dense palm trees, a black railing, and a distinctive home across the canal from the pool.
I found a handful of homes with similar covered pools. Only one had dense vegetation in the backyard facing the canal and dock. It's facing east so no skyrises from the beach to the west are in the skyline. The home across the canal roughly matches the 3D view in Google Maps.
So I plug in the address to Google and start looking at Redfin, Zillow, Etc. They have interior photos of the rooms, pool, and common areas of the home. Same exact pool, same exact living rokm where they pose for their "family meetings." Down the the railing on the dock I can see in his daily pool photo, I have it for sure.
The home is off market but the prior listing indicates it has been maintained as a rental. I run the assessor data through the county to find the new owner, lo and behold the buyer is also a real-estate management corp not affiliated to IML. Their website returns to them renting out properties in the area.
So now I have C's fake mansion's address. I want to send stacks and stacks of the Income Disclosure Statement over there just to be petty.
If you pay attention, these people aren't hard to completely dismantle. I did it just to see if I could, I didn't sit on his profile 24/7 obsessing. I just viewed his content in passing and felt like I knew enough about him to sleuth google maps for 20 minutes looking for the home. It was easy. These people live in denial and scam kids looking to get rich quick. It's like a cult and I want to shatter his illusion that he can pretend without anyone being the wiser.

​

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17 сентября 2020 г. в 14:30 Мск состоится стрим со спикером Михаилом Хлестуновым — аналитиком FIBO Group, трейдером с 12-летним опытом торговли на финансовых рынках. Старейший брокер на рынке форекс FIBO Group: https://www.fiboforex.org/
Если у вас возникнут вопросы во время просмотра, или вы захотите получить оценку своей торговой стратегии, обязательно пишите об этом в комментариях! Интрадей пройдет на стыке двух торговых сессий, в момент повышенной динамики на финансовых рынках в связи с открытием американских банков. Во время стрима трейдер на ваших глазах совершит торговые сделки, анализируя спорные моменты и осуществит риск-менеджмент открытых позиций. Михаил использует комплексный подход, уделяя внимание не только техническим индикаторам, но и фундаментальному анализу, глубоко погружается в суть и раскрывает ее для слушателей.
Если вам интересны темы «торговля на новостях», «торговля по сигналам» «скальпинг» - присоединяйтесь! Об этом тоже будем говорить.
Спикер рассмотрит: - фундаментальные события, которые повлияют на финансовые рынки в рамках текущей и след недели (экономический календарь смотрите здесь: https://www.fiboforex.org/analytics-a... )
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- графики золота (GOLD)
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Финансовый аналитик в прямом эфире ответит на ваши вопросы и сформирует торговую идею в рамках инструментов, доступных для торговли в компании FIBO Group. Подписывайтесь на наши страницы в социальных сетях, чтобы следить за самыми актуальными новостями на финансовых рынках:
Instagram: https://www.instagram.com/fibogroup/?...
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#forex #форекс #fibogroup #фибогруп #fibo #фибо #трейдинг #инвестиции #АналитикаФорекс #МихаилХлестунов

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Udemy
Here is the list of course. Some codes will expire in 1 Day !!
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